Discharge of Charge & Receipt and Reassignment – Seremban Property Lawyers
Complete Your Home Loan Journey with Legal Precision
Have you fully paid off your housing loan? Now it’s time to legally remove the bank’s interest from your property title.
At Chan & Chia, we offer fast, affordable, and compliant services for Discharge of Charge (Form 16N) and Receipt & Reassignment for properties across Seremban and Negeri Sembilan. We’ll help you complete this final legal step with accuracy and peace of mind.
🔍 What Is a Discharge of Charge?
When your property loan is fully settled, the bank no longer has a legal claim (or “charge”) over your property. To update the title and reflect full ownership, a Discharge of Charge (DOC) must be registered at the Land Office.
Applies to properties with individual/strata titles
Involves Form 16N submission under the National Land Code 1965
Common when a bank loan is fully repaid or refinanced
🔍 What Is a Receipt and Reassignment?
For strata or leasehold properties without titles, the loan is secured by way of Deed of Assignment instead of charge. Upon loan settlement, the bank executes a Receipt and Reassignment, confirming it no longer holds rights over the property.
Common for propeties where the individual title / strata title is yet to be issued
The reassignment legally transfers full ownership back to the borrower
⚖️ Our Legal Services Include:
Preparing and lodging:
Discharge of Charge (Form 16N) with Land Office
Receipt and Reassignment Deeds
Coordinating with banks, loan departments & Land Offices
Ensuring title updates or assignments are properly registered
Advising on property refinancing, sale, or transfer readiness
📍 Why Engage Chan & Chia?
✅ Experienced in Loan Documentation
✅ Quick Turnaround
✅ Panel Lawyers for most Major Banks
✅ Transparent & Affordable Fees
✅ End-to-End Support – From bank release letter to final stamping
We’ll ensure your discharge process is done correctly—whether for property disposal, estate planning, or peace of mind.